Banks feel housing finance companies have more leeway in loan pricing

The RBI has been proactive in pushing banks to lend at market rates by constantly revising the benchmark. This benchmark started with the prime lending rate (PLR), moved to the base rate and later to the marginal cost of lending rate (MCLR).

Banks feel housing finance companies have more leeway in loan pricing
The RBI has been proactive in pushing banks to lend at market rates by constantly revising the benchmark. This benchmark started with the prime lending rate (PLR), moved to the base rate and later to the marginal cost of lending rate (MCLR).